European River Cruises & Insurance – What You Should Know

Are you planning on taking a European river cruise in the future? Then you need to consider investing in a cruise travel insurance plan.

European river cruises tend to lean more towards the expensive side, which means having travel insurance in place has never been more important. In the event that you need to cancel or are no longer able to travel due to reasons beyond your control, make sure you safeguard your investment for your cruise. After all, the only thing worse than missing a vacation is missing it and paying for it.

Some other reasons for investing in travel insurance for your trip include:

If You Miss a Departure Time

Do you have any flights before your cruise launch? Then travel insurance can help. Since not every plan will cover missed connections, make sure you find a comprehensive travel insurance plan that does cover it. For those taking a European river cruise, having coverage for a missed connection will protect you if you miss a cruise launch or connecting flight for a covered reason.

If you miss one flight, then you this means you are now at risk of missing any other subsequent flights or even the launch of your river cruise. Avoid this by leaving enough time in between each leg of your trip when booking your cruise.

If Insurance from the River Cruise Line Isn’t Comprehensive

If you opt for a travel insurance policy directly from the river cruise carrier, then we’ve found there is a good chance it won’t include extensive coverage. While their plan may incorporate trip interruption, trip cancellation, and medical coverage, this usually only applies to the cruise itself. That means that any hotels, airfare, and excursions you paid for may not be covered (yikes!).

Another aspect about travel insurance offered by the cruise line that misses the mark is that if you do experience an emergency while on your trip, you might not have the coverage you need. These cruise line offered policies can have 5-10 less emergency medical expense coverage as well as 10-30 times less medical evacuation coverage. To us, that’s not exactly reassuring news! Find out what other discrepancies travel insurance offered by the cruise line has before opting-in.

When considering whether or not to get travel insurance for your European river cruise, take into account the total cost of your trip. A full coverage travel plan can give you peace of mind in case of a travel or medical emergency. The last thing you want to come back home to after a nice river cruise vacation is a large bill that could have been avoided by purchasing travel insurance.

If Natural Circumstances Prevent Your Cruise from Departing

There are certain points of year that are better for river cruises. If you book your trip during the off-season, then there’s a good chance unpredictable weather behavior may prevent you from cruising.

Normally, the European river cruise season starts at the end of March and lasts until the end of the fall. For those who book a trip during the holidays, unpredictable weather can change your itinerary for the worse. Specifically, the level of the river may be too low to cruise, or hurricane season could mess with your flight out of the United States. Don’t risk it without first assuring your trip expenses for cancellation coverage!

If you haven’t already insured your river cruise, you can start the process by using our free instant quote tool. If you need help deciding which plan is right for your trip, be sure to reach out to our team of helpful and friendly humans.

Booking your European river cruise soon? Request a custom travel insurance quote from us today!

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