When embarking on your next adventure, ensuring your health and safety if you get hurt or sick abroad should be a top priority. While you may have coverage within your home country, that coverage might not extend internationally.
If you end up needing medical care while traveling out of the country, you may be stuck with paying the bill on your own if you don’t have travel insurance.
Travel medical insurance is your key to safeguarding against unexpected medical emergencies while you explore the world. Whether you’re hiking in the mountains, lounging on a beach, or navigating a bustling city, having the right coverage can make all the difference.
Travel medical insurance is often more affordable than comprehensive plans because it focuses solely on medical and evacuation coverage, excluding benefits like trip cancellation. This streamlined approach allows you to save money while still ensuring you’re covered for health-related incidents.
Important note on Travel Medical Benefits: Coverage is only valid outside the insured’s home country (the country where they are a citizen). American citizens, travel medical insurance can’t be purchased to replace your stateside health insurance.
Those traveling outside their home country & international vacationers
Budget-conscious individuals or families looking for affordable, basic medical coverage overseas.
Adventure or humanitarian travelers & people going on cruises, safaris or guided tours who need reliable medical protection
Medical & Dental Expenses: hospital stays, treatments, prescriptions, ambulance
Medical Evacuation: transportation to a medical facility better equipped to treat you for your illness or injury
Accidental Death & Dismemberment: benefits paid out to your or your beneficiary if you lose life or limb while traveling
Plans do not cover medical expenses incurred in your country of citizenship
Many travel medical plans only include coverage for unexpected medical events, not preventative care
Consider a comprehensive travel insurance plan instead if cancellation and interruption coverage are a priority for you
In Summary For some, travel medical insurance is the only coverage you’re concerned about. Fortunately, travel medical can be a stand-alone policy to keep it cost-effective. Medically covered and saving money? Your parents would approve!
Your health and safety are paramount, and having the right coverage can give you peace of mind during your travels. Reach out to our team of friendly humans for a travel medical quote today at [email protected]
