Business Travel Insurance - What Coverage Do You Need?
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Business Travel Insurance

Your work takes you yonder, possibly often and perhaps to repeat destinations. Insurance is likely a company expense, so ensure your coverage is with a reputable provider. Traveling for your job shouldn't leave you hoping you're insured.

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Comprehensive Coverage

Because your work can't afford to miss a beat (and since your company is footing the bill), let a strong comprehensive plan cover everything that could arise, including concierge service.

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Well Known Provider

You want a provider as credible as your business is. Look for a company that's internationally recognizable and has the backing of a large, established bank.

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Multi-Trip Options

Many business travelers are on the road a lot, so find a plan that covers your trips year-round. Don't waste time securing coverage each time you leave town.

WHAT DOES GOOD INSURANCE COVERAGE FOR BUSINESS TRAVELERS INCLUDE?

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Baggage Delay

In the event your baggage is delayed (anywhere from 12-24 hours) and you need to purchase replacement clothing or toiletry items, Baggage Delay coverage will reimburse those expenses (within reason).

Scenario: You arrive at your destination without your bags, including the suit you packed for an important client meeting. Don’t dig into your per diem or travel budget – let ‘Baggage Delay’ coverage pick up the tab for your backup attire.

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Business Property

Coverage for loss or damage to property that belongs to the company while you travel with it.

Scenario: Your company laptop is stolen from your hotel room while you’re at dinner. You report the incident appropriately, then purchase a much-needed new computer for the next meeting. ‘Business Property’ coverage would reimburse you for the replacement up to the plan’s limit.

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Cancel for Work Reasons

This coverage offers additional acceptable reasons under ‘Trip Cancellation and Interruption’ coverage that relate to your employment, but affect personal travel.

Scenario: You’ve finally booked a long-anticipated family vacation, but suddenly are forced to cancel the trip when an unexpected work emergency develops. ‘Cancel for Work Reasons’ coverage would provide reimbursement for those non-refundable deposits you’ve placed towards your (now rescheduled) family trip.

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  • Expert, unbiased recommendations for your travel style.
  • Feed a hungry child for a week with every purchase.
  • Helpful humans to guide you through every step.
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  • Expert, unbiased recommendations for your travel style.
  • Feed a hungry child for a week with every purchase.
  • Helpful humans to guide you through every step.