Perhaps you're traveling for a variety of reasons, your trip has multiple legs that each require a different set of considerations, or you simply prefer to research travel coverage based on your own criteria. Sometimes your trip doesn't fit into a specific style or category of travel -- that's totally normal. We have all the information you need to make an informed decision or purchase. We're here to help you plan a safe, cost-effective, and stress-free trip.
Medical Emergencies / Medical Evacuation
Medical coverage is the most valuable type to consider, since medical expenses can end up costing you the most — by far. Your existing health insurance likely offers very limited or no coverage outside of the United States. Medical coverage under a travel insurance policy protects you against major medical expenses in the event of a health or accidental emergency, which often require costly care. Don’t be left with (potentially) hundreds of thousands of dollars of hospital expenses if you slip and fall, contract a virus, or experience another common ailment.
Flights are often delayed, and those delays can affect more than your time — unexpected hotel stays and meals can be an added expense if your travel is delayed or canceled. You may find out your luggage is stuck in Cairo for days after you’ve already landed in Mumbai, or it’s lost altogether, leaving you responsible to replace personal items. Travel insurance coverage options such as Baggage & Personal Effects Loss, Trip Delay, and Baggage Delay should be considered to prevent being blindsided by the cost of travel mishaps which are all too common.
Cancellation / Interruption
Every now and then, life happens unexpectedly before or during a trip, and you’re required to change your plans because of a work crisis, medical condition, terrorist attack, or death of a loved one. Cancellation/Interruption coverage provides reimbursement for non-refundable, prepaid deposits or payments made towards your trip in the event you need to cancel or interrupt your trip. Don’t find yourself stretched financially as you reschedule your trip — expect the unexpected so you can be reimbursed and get back on the road again soon.